Credit & lending

CreditWarden

Credit decisions are regulated and high-stakes. CreditWarden keeps lending agents fair, explainable, and compliant.

In the pipeline — products publishing now

The CreditWarden store

Stocking up now: a 50-product roadmap is in production and new self-serve kits publish daily — 0 live products today. Start free below while the shelves fill.

How the CreditWarden ecosystem runs

Three loops feed each other — content brings readers, readers become buyers, buyers climb the ladder.

📝 Content loop

Credit & lending explainers, checklists, and teardown playbooks — the Credit & lending library with no home until now.

🧲 Lead loop

Credit & lending teams find the content, grab the free playbook, and climb into the CreditWarden product line.

🪜 Product loop

$19 starter kits climb to $29 tools and templates, $49 packs and decks, and $149 flagship kits.

Start here

Three free or cheap entry points — pick whichever fits.

1

Free MIT playbook

The ghostcorpnet playbook — free, MIT-licensed. Read it here →

2

The $5 AI Agent Risk Scan

A five-minute self-audit of your agent setup. Get the scan →

3

Browse the catalog

Every ghostcorpnet product in one filterable grid. Open the catalog →

Build on CreditWarden

Every ecosystem follows the open ghostcorpnet Pack Standard v1 — interoperable packs, a public directory, and a certification badge.

Stores in CreditWarden

50 specialized stores — each one a sub-niche of Credit & lending. New kits publish daily.

Adverse Action Notices Store

Specific reasons within 30 days

1 in the pipeline

Browse the store →

FCRA Notice Compliance Store

Section 1681m risk-based pricing notices

1 in the pipeline

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Black-Box Prohibitions Store

No black-box denials

1 in the pipeline

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Disparate Impact Testing Store

Testing credit AI for disparate impact

1 in the pipeline

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Model Risk Management Store

SR 26-2 for credit models

1 in the pipeline

Browse the store →

Fair Lending Exams Store

Preparing for fair lending exams

1 in the pipeline

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Alternative Data Governance Store

Governing alternative data

1 in the pipeline

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Income Verification AI Store

AI income verification

1 in the pipeline

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Fraud vs Fairness Store

Balancing fraud and fairness

1 in the pipeline

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Collections AI Store

AI in debt collection

1 in the pipeline

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Servicing AI Store

AI in loan servicing

1 in the pipeline

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Pre-Screen AI Store

AI in prescreened offers

1 in the pipeline

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Marketing Compliance Store

Fair marketing of credit

1 in the pipeline

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Vendor Model Diligence Store

Diligence on credit AI vendors

1 in the pipeline

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Monitoring Programs Store

Ongoing model monitoring

1 in the pipeline

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Complaint Analytics Store

AI complaint analysis

1 in the pipeline

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HMDA Reporting AI Store

AI-assisted HMDA reporting

1 in the pipeline

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Small Business Lending Store

1071 small business data

1 in the pipeline

Browse the store →

Auto Lending AI Store

AI in auto finance

1 in the pipeline

Browse the store →

Mortgage AI Store

AI in mortgage underwriting

1 in the pipeline

Browse the store →

Reason Code Generators Store

Generating specific reasons

1 in the pipeline

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Disparity Testers Store

Testing for disparate impact

1 in the pipeline

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Notice Builders Store

Building FCRA notices

1 in the pipeline

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Model Validators Store

Validating credit models

1 in the pipeline

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Monitoring Dashboards Store

Monitoring model fairness

1 in the pipeline

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Data Reviewers Store

Reviewing alternative data

1 in the pipeline

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Exam Simulators Store

Simulating fair lending exams

1 in the pipeline

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Vendor Scorers Store

Scoring credit AI vendors

1 in the pipeline

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Notice Prompt Packs Store

Drafting adverse action notices

1 in the pipeline

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Testing Prompt Libraries Store

Documenting disparity tests

1 in the pipeline

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Validation Prompt Guides Store

Documenting validation

1 in the pipeline

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Exam Prompt Sets Store

Preparing for exams

1 in the pipeline

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Monitoring Prompt Packs Store

Documenting monitoring

1 in the pipeline

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Vendor Prompt Templates Store

Assessing vendors

1 in the pipeline

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Complaint Prompt Guides Store

Analyzing complaints

1 in the pipeline

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Fair Lending Board Decks Store

Briefing boards on credit AI risk

1 in the pipeline

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Exam Prep Decks Store

Preparing for fair lending exams

1 in the pipeline

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Model Risk Decks Store

Reporting model risk

1 in the pipeline

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Incident Decks Store

Reviewing credit AI incidents

1 in the pipeline

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Strategy Decks Store

Lender AI strategy

1 in the pipeline

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Reason Code Tables Store

Adverse reason code data

1 in the pipeline

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Disparity Result Tables Store

Disparity test results

1 in the pipeline

Browse the store →

Notice Logs Store

Logging adverse notices

1 in the pipeline

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Model Inventories Store

Credit AI model inventories

1 in the pipeline

Browse the store →

Monitoring Logs Store

Logging model monitoring

1 in the pipeline

Browse the store →

Reason Engine Code Store

Adverse reason generation

1 in the pipeline

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Disparity Suite Code Store

Disparate impact testing

1 in the pipeline

Browse the store →

Monitoring Pipeline Code Store

Model monitoring pipelines

1 in the pipeline

Browse the store →

Credit AI Audiobooks Store

AI in credit compliance, narrated

1 in the pipeline

Browse the store →

Lending Leadership Audiobooks Store

Leading lending AI, narrated

1 in the pipeline

Browse the store →

Works with

Cluster: Regulated Industries

CreditWarden runs alongside its cluster siblings and plugs into related ecosystems across the ghostcorpnet constellation.

FinLattice

Finance

Money-moving agents need money-grade controls. Here's the kit.

Explore →

HealthLattice

Healthcare

Deploy healthcare AI agents without risking PHI or patient trust.

Explore →

InsureWarden

Insurance

Underwriting and claims agents that stay inside policy — literally.

Explore →

ActLattice

EU AI Act compliance

EU AI Act readiness for agent builders and deployers, step by step.

Explore →

IncidentLattice

Agent incident response

When your AI agent goes wrong at 3am, this is the playbook.

Explore →